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VHDA’s Down Payment Assistance Grant

(This version of this program has been discontinued. Please view the current Down Payment Assistance Grant program page for more information.)

Photo This could be your first-time homebuyer’s best shot. VHDA’s Down Payment Assistance (DPA) grant can provide eligible first-time homebuyers with funds needed for their down payment.

DPA Lender Resources:

DPA Program Guidelines and Limits DPA Program Guidelines and Limits

User Guide: Mortgage Cadence / DPA User Guide: Mortgage Cadence / DPA

DPA Tutorial Reserving a DPA Grant Tutorial

DPA flyer for your clients DPA flyer for your clients

Customizable DPA flyer  Customizable DPA flyer




About VHDA’s Down Payment Assistance Grant:

  • Qualified first-time homebuyers may receive a percentage of the purchase price to help with the down payment.

  • Maximum grant will be 3 - 3.5% of the purchase price, based on the down payment required for the eligible VHDA loan.

  • Buyers must have household incomes at or below program limits.

  • Down Payment Assistance Grant may be used with eligible VHDA loans only.

  • Grant funds may not be used in combination with other down payment assistance resources (including FHA Plus).

  • Down Payment Assistance Grant has no repayment.

  • VHDA’s eligible first mortgage must be locked on or after the program implementation date.

  • The eligible first mortgage must be locked prior to reserving the grant funds.

  • All borrowers receiving this grant are eligible for a Mortgage Credit Certificate (MCC). Borrowers must apply for an MCC through an approved MCC lender and receive an MCC commitment / approval prior to closing. (An MCC is a dollar-for-dollar credit against your federal income tax liability. For information about MCCs, visit

  • Other program requirements may apply.

Questions About the DPA Grant Program? Please contact your VHDA Business Development Officer or VHDA Single Family Underwriting 800-227-8432


NOTE: You will need Adobe’s Acrobat Reader (.pdf), and/or Microsoft Office Software in order to view some of the documents on this page.

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