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VHDA and the U.S. Military

VHDA and the U.S.Military

(Type Military in the Keyword Search)

VHDA began its partnership with the military with the mission of educating military service members and their families about the homebuying process from start to finish and how to stay on track as a responsible homeowner.

The benefits of the partnership include teaching onsite military homebuyer education classes, combining the expertise of military financial educators with that of VHDA's housing education team to teach topics including: Personal Finances, Credit and Credit Reporting, Working with a Lender, the Role of the Real Estate Agent, the Home Inspection, Loan Closing, and the benefits of developing a savings and spending plan.

Participants have an opportunity to interact with local subject matter experts, including nonprofits, lenders, real estate agents, home inspectors, and settlement agents who share their knowledge and experience about homeownership.

The partnership has taught more than 300 classes, thereby educating and empowering over 3,700 participants to become knowledgeable buyers and successful homeowners, all of whom receive the VHDA Homebuyer Education Handbook and a Certificate of Completion.

View a Video of a Military Family’s Story


Homebuyer Education

Free training to help you learn the homebuying process from start to finish, as well as how to stay on track as a responsible homeowner. After you click on the Homeownership Education link, type “Military” in the Keyword Search to find a class taught on a military installation. Learn more >>.

Loans for First-Time Homebuyers

Affordable home mortgages that are 30-year fixed rate loans. Some don’t require any downpayment; some allow for lower credit scores; and some offer an MCC to help reduce federal taxes. VHDA makes homeownership affordable through our "VHDA Loan Combo," a closing cost assistance grant or a down payment assistance grant or a second mortgage, plus an MCC (a federal tax credit for homebuyers), plus our free homebuyers class. Learn more >>.

VHDA's Closing Cost Assistance (CCA) Grant

Our new grant makes the 100% financing VA loan program even more affordable. Learn more >>.

How to Be a Successful Renter - Free eBook

What are your rights and responsibilities as a renter? How do you find a place to rent? Whose problem is it if the sink drips? Can you get your security deposit back? Get answers to these and many more questions in VHDA’s free eBook, How to be a Successful Renter. Learn more >>.

Accessibility Grants for Disabled Veterans

A grant program that pays for modifications to make living spaces more accessible for disabled veterans or disabled servicemen or women. Watch Video. Learn more >>.

Search for Rental Housing for Veterans or VASH Recipients

Use to help find a rental home for Veterans or VASH recipients. Learn more >>.

Cell Phones for Soldiers

Our "Go Green Initiative" to promote sustainability and encourage conservation efforts within VHDA's buildings, as well as within our communities, includes participation in the nationwide Cell Phones for Soldiers recycling program. Thanks to associate and authority contributions, we've donated 522 phones since our April 2010 kick-off. These donations are used to buy calling cards for our troops. Each phone valued at $5 equals an estimated 2.5 hours of free talk time. And there's no cost to VHDA, because Cell Phones for Soldiers pays to have the phones shipped to them. Learn more >>.


NOTE: You will need Adobe’s Acrobat Reader (.pdf), and/or Microsoft Office Software in order to view some of the documents on this page.

Contact Us

Homebuyer Department

Toll Free: 800-227-8432
Local: 804-783-6725
Note: In order to protect your privacy, please do not send confidential personal information or sensitive materials through this form. VHDA is not responsible for the security and/or confidentiality of personal information submitted via this form.

Customer Service

Toll Free: 877-VHDA-123
Local: 804-782-1986


Virginia Relay

In Virginia: 711
Toll Free: 800-828-1140


VHDA Fraud, Waste or Abuse Hotline

Phone: 804-915-3146
Website: Reporting Fraud, Waste or Abuse