Whether you want to make your payment online, have them automatically deducted from your bank account or mail them to our offices, here's what you need to know.
Online Payment
Use our
online payment processing system.
Automatic Payment Plan
Save time, postage and the worry that your payment will be delayed or lost in the mail. It’s easy with Virginia Housing’s free automatic payment plan. It lets your mortgage payment be automatically withdrawn from either your checking or statement savings account, letting you eliminate this monthly chore from your to-do list.
If you wish, we can even set up your automatic payment plan to apply extra principal each month. This option lets you pay off your loan more quickly and reduce your total interest charges.
To Enroll in the Automatic Payment Plan:
Virginia Housing
Attn: ACH
P.O. Box 4549
Richmond, VA 23220-8549
We can process your payment any date from the 1st through the 15th of each month. Please let us know which specific date you wish to have your payment withdrawn. We’ll follow up with a letter to confirm that your payment will be drafted on the date you have requested. If you have any questions or need further information regarding automatic payment withdrawal, please contact our Customer Service Department by one of the methods listed below.
Payment by Mail
Virginia Housing can provide either an annual payment coupon book or a monthly billing statement with a coupon attached. To help us give you the best customer service, please be sure that:
- Your loan number is written on your check.
- Your check is accompanied by the appropriate month’s coupon. Payments not received with a coupon will be applied at Virginia Housing’s discretion.*
- If you’re paying more than the required amount, you specify on the coupon how the extra amount is to be applied. Extra money sent, but not specified on the coupon, will be applied at Virginia Housing’s discretion.*
* A customer request to change the way funds have been applied will be honored only if the request is received in the same month the payment was applied.
Please mail your payment to:
Virginia Housing
P.O. Box 79748
Baltimore, MD 21279-0748
