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Homeowner Automatic Payment Plan

Save time, postage and the worry that your payment will be delayed or lost in the mail. It’s easy with VHDA’s free automatic payment plan. It lets your mortgage payment be automatically withdrawn from either your checking or statement savings account, letting you eliminate this monthly chore from your to-do list.

And, if you like, we can even set up your automatic payment plan to apply extra principal each month. This option lets you pay off your loan more quickly, and reduce your total interest charges.

To enroll in the Automatic Payment Plan:

  • Download, print and complete the authorization form (form requires Adobe Acrobat Reader).
  • Send the form to us, along with a voided check or your savings deposit slip, to:
  • Virginia Housing Development Authority
    Attn: ACH
    P.O. Box 4549
    Richmond, VA 23220-8549
    We can process your payment any day from the 1st through the 15th day of each month. Please let us know which specific day you wish to have your payment withdrawn. We’ll follow up with a letter to confirm that your payment will be drafted on the day you have requested.
    If you have any questions or need further information regarding automatic payment withdrawal, please contact our Customer Service Department.

More Information


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Contact Us

Loan Servicing Department

Toll free: 800-235-6938
Local: 804-783-6729
Note: In order to protect your privacy, please do not send confidential personal information or sensitive materials through this form. VHDA is not responsible for the security and/or confidentiality of personal information submitted via this form.


Virginia Relay

In Virginia: 711
Toll Free: 800-828-1140


VHDA Fraud, Waste or Abuse Hotline

Phone: 804-915-3146
Website: Reporting Fraud, Waste or Abuse