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Homebuyer Loan Rates

With recent changes in federal regulation it is difficult for VHDA to know the fees that lenders are charging in the origination of loans and as a result we cannot provide accurate annual percentage rates (APRs) to homebuyers. Homebuyers need to obtain our mortgage rates and accurate APRs from the lender originating their loan. To obtain VHDA’s mortgage rates and an accurate APR, contact a VHDA approved lender. You can locate them by visiting or by visiting and entering “Find A Lender” in the search box.


Contact Us

Homebuyer Department

Toll Free: 800-227-8432
Local: 804-783-6725


Customer Service

Toll Free: 877-VHDA-123
Local: 804-782-1986


Virginia Relay

In Virginia: 711
Toll Free: 800-828-1140


VHDA Fraud, Waste or Abuse Hotline

Phone: 804-915-3146
Website: Reporting Fraud, Waste or Abuse