Certain areas of the state are designated as Areas of Economic Opportunity, also known as Federal Targeted Areas. To help stimulate growth within these areas, VHDA is permitted to relax certain loan program requirements. We may:
- Raise the maximum allowable income and sales price limits.
- Waive the first-time homebuyer restriction.*
You’ll also enjoy the other benefits of a VHDA home loan, including affordable rates, our free homebuyer class, and the assurance of knowing your loan will continue to be serviced by VHDA, right here in Virginia.
Many areas throughout Virginia are designated as Federal Targeted Areas. To search for a specific address, click on the map of Virginia below.
For questions and statewide information on Federal Targeted Areas call VHDA's Homeownership Division.
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