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What Your Neighbors Are Saying

“One thing I really like about working with VHDA is that when someone has been prequalified for a VHDA loan, I can be confident—as can the sellers—that they really can get the financing for the homes I’m showing them. Owning a home is still the American dream, and so far I haven’t had any first-time buyers that VHDA hasn’t been able to help make their dream come true.”
Sharon Stiltner, Century 21, Lebanon

“VHDA is wonderful! So is Michael—and I really like working with him. I can call or email him with any questions or concerns and he’s right on it. He absolutely knows what he’s doing. And he’s great about making sure I’m aware of what financing is available that I otherwise might not have known about. If there’s any way he can help first-time buyers get in a home, he will.”
Laura Ashley, Realty Executives, Bristol

“It’s a joy to work with VHDA and Michael. He’s efficient, helpful and so knowledgeable—and that makes my job easier. I can call him any time for rates or any other information I might need. I recommend him to people all the time because Michael understands that although not every loan works for every buyer, VHDA can usually give buyers more loan options.”
Joyce Thompson, Citizens Realty, Bluefield

“I’ve seen many young families—including a lot of young teachers—in the Wise Country area become mortgage success stories, thanks to the folks at VHDA. Not only are they very helpful and responsive, they’re very qualified. Every time I’ve worked with VHDA it’s been a good experience, because I know that when Michael has helped a family dot all the i’s and cross all the t’s, that family really understands their mortgage commitment.”
Monty Salyer, Executive Director, Wise County Redevelopment & Housing Authority

“Working with Allen is an excellent experience. When I send him an application I usually hear back the same day—you just don’t get that anywhere else. And I’m always pleased about how he works with buyers when they don’t qualify for a loan. He will tell them exactly what they need to fix and help them to get ready to qualify to buy in the future. That’s why when he prequalifies a buyer, I never have to worry if the loan will close, and I really appreciate that.”
Margaret Evans, Evans Real Estate & Auction Co., Martinsville

“When I think of VHDA, I think of personal service. Allen holds your hand all the way, from beginning to end, to make things work. He and VHDA are much more personally involved than any other lending institution we work with, and always go above and beyond to make sure our first-time homebuyers have a good experience. I also appreciate that he comes to me—stopping by when he's in the area to see if we need applications or help with anything—so I don’t have to catch up with him.”
Robert Foley, Four Rivers Realty, Stuart

“Allen is fast, efficient and very knowledgeable. When I submit an application for pre-approval, I always hear back the same day, which is amazing! Every homebuyer transaction I’ve ever done through VHDA has always gone smoothly. I’ve never had a surprise at closing, or any hold-ups getting to closing. And I think it has a lot to do with Allen being sincerely dedicated to their mission to help first-time homebuyers—a sincerity that definitely comes across. It’s nice to have partners that are so easy to work with.”
Patricia Connolly Grove, Community Development Coordinator, Accomack-Northampton Planning District Commission, Eastern Shore


Contact Us

Homebuyer Department

Toll Free: 800-227-8432
Local: 804-783-6725
Note: In order to protect your privacy, please do not send confidential personal information or sensitive materials through this form. VHDA is not responsible for the security and/or confidentiality of personal information submitted via this form.

Customer Service

Toll Free: 877-VHDA-123
Local: 804-782-1986


Virginia Relay

In Virginia: 711
Toll Free: 800-828-1140


VHDA Fraud, Waste or Abuse Hotline

Phone: 804-915-3146
Website: Reporting Fraud, Waste or Abuse