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A First-time Homebuyer’s Best Shot

A First-time Homebuyer’s Best Shot - How VHDA Helps Homebuyers

How VHDA Helps Homebuyers

Contact one of the VHDA mortgage experts listed at the bottom of this page to see if you’re eligible for these VHDA programs that can make buying a home more affordable:


Down Payment Assistance (Up to 3.5%) Down Payment Assistance (Up to 3.5%)
    For eligible homebuyers. No repayment!

Mortgage Credit Certificate (MCC) Mortgage Credit Certificate (MCC)
    Tax savings for eligible homebuyers.

Free Class for Homebuyers  Free Class for Homebuyers
    Online or in person.




Contact the VHDA Representative for Your Area: 

Shelley Woods
Central Wytheville, Va.
Serving Wythe, Smyth, Grayson, Carroll, Pulaski, Floyd.

Shelley Woods
VHDA Loan Originator
800-447-5145 or 276-228-7060

Contact Shelley

Sam Hanks
Southwest Va.
Serving Alleghany, Botetourt, Buchanan, Dickenson, Lee, Rockbridge, Russell, Scott, Tazewell, Washington, Wise.

Sam Hanks
VHDA Mobile Mortgage Field Originator

Contact Sam


Allen Andrs
Eastern Shore, Northern Neck, Southside Va.
Serving Accomack, Northampton, Essex, Lancaster, Northumberland, Richmond, Westmoreland, Brunswick, Charlotte, Franklin, Greensville, Halifax, Henry, Lunenburg, Mecklenburg Co., Nottoway, Patrick, Pittsylvania, Prince Edward, Southampton.

Allen Andrs
VHDA Mobile Mortgage Field Originator

Contact Allen