Back to VHDA Home
Follow VHDA LinkedIn Facebook YouTube RSS Feed Twitter VHDA Blog
Español | Text Size: A- A  A+ | Text Only | Print Print

Real Estate Agents

Loan Information and Guidelines

Check Loan Information & Guidelines

Want to recommend VHDA? Before you do, review loan specifics, including income and sales price limits.

Search Icon

Search VHDA Properties for Sale

Looking for a single family home? Condominium? Townhouse? Check out our listings and see what we have for sale.

Check Box Icon

Learn Why REALTORS Recommend VHDA

Found the right house? The right loan is equally important. Here are reasons you can feel good about recommending us.


Turn those who want to buy a home into those who can afford to with a VHDA mortgage loan. We offer a variety of home financing programs that provide special affordability features for lower-income homebuyers who have not owned a home with the previous three years. In most cases, VHDA First-time Homebuyer loans are insured through four sources:

  • Federal Housing Administration (FHA).
  • Veterans Affairs (VA) for eligible veterans.
  • U.S.D.A. Rural Housing Services (RHS).
  • Conventional mortgage insurers.

Then, to provide the homebuyer with lower rates, pricing and special variances created for VHDA, the lender uses our funds to close the loan. Because all VHDA loans are assumable by eligible borrowers, loans can keep the same interest rate, and that translates into homes that are more attractive for resale.

Updates and Announcements

There are no open internships at this time. Please check back again.

More Information



NOTE: You will need Adobe’s Acrobat Reader (.pdf), and/or Microsoft Office Software in order to view some of the documents on this page.



Upcoming Classes & Events


Contact Us

Homeownership Program Department

Toll free: 800-227-8432
Local: 804-783-6725
Single Family Staff Directory


Customer Service

Toll Free: 877-VHDA-123
Local: 804-782-1986


Virginia Relay

In Virginia: 711
Toll Free: 800-828-1140


VHDA Fraud, Waste or Abuse Hotline

Phone: 804-915-3146
Website: Reporting Fraud, Waste or Abuse