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Real Estate Agents


Turn prospects into homebuyers with a VHDA mortgage loan! We offer a variety of home financing programs that provide special affordability features and the ability to finance up to 101.5 percent of the sales price. Current offerings include:

  • Fannie Mae Conventional (FNMA)
  • Federal Housing Administration (FHA)
  • Department of Veterans Affairs (VA)
  • USDA Rural Housing Service (RHS)
  • VHDA Plus Second Mortgage
  • VHDA Down Payment Assistance Grant
  • VHDA Mortgage Credit Certificate

To stay abreast of what’s happening at VHDA, we suggest you frequently check our “Updates & Announcements” and sign up for our digital newsletters

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Contact Us

Homeownership Program Department

Toll free: 800-227-8432
Local: 804-783-6725
Single Family Staff Directory


Customer Service

Toll Free: 877-VHDA-123
Local: 804-782-1986


Virginia Relay

In Virginia: 711
Toll Free: 800-828-1140


VHDA Fraud, Waste or Abuse Hotline

Phone: 804-915-3146
Website: Reporting Fraud, Waste or Abuse