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VHDA FHA Streamline Refinance Program

To: VHDA Originating Lenders

Re: VHDA FHA Streamline Refinance Program

VHDA's new FHA Streamline Refinance Program will be available beginning Monday, September 24, 2012. We are pleased to offer this opportunity to our customers to reduce their monthly payment and look forward to working with all approved VHDA lenders in the origination of these loans.

VHDA will subordinate the second mortgage at no costs to the borrower on our FHA Plus loans with the new VHDA refinance program. In an effort to reduce our risks and continue to serve our customers, VHDA will only consider subordination of the second mortgage for other refinances on a case by case basis on loan applications on or after October 1, 2012.

Program guidelines and required forms:

    PDF VHDA Streamline Refinance Approval Notice

    PDF VHDA Streamline Refinance Servicing Set Up Checklist

    PDF VHDA Loan Submission Checklist - FHA/VA Streamline Refinance

    PDF VHDA FHA Streamline Refinance Program Guidelines


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