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Lending Wizard

In an effort to simplify the process of determining loan program eligibility, VHDA is pleased to announce the Lending Wizard!

Lending WizardThis interactive feature on our website allows a prospective homebuyer, lender, or realtor to answer questions to help determine VHDA eligibility.

The application is mobile friendly, allows the user to email and print results, and is available 24/7/365.

While we hope this tool will educate users on VHDA financing options available to them, it is not meant to act as a loan approval and that verbiage is clearly stated at the bottom of the “results” page.

Take this new feature for a test drive by clicking on this link or by accessing it through the Lenders section of our website under Loan Information and Guidelines/Check Eligibility.

Contact Us

Homeownership Program Department

Toll free: 800-227-8432
Local: 804-783-6725
Homeownership Staff Directory


Customer Service

Toll Free: 877-VHDA-123
Local: 804-782-1986


Virginia Relay

In Virginia: 711
Toll Free: 800-828-1140


VHDA Fraud, Waste or Abuse Hotline

Phone: 804-915-3146
Website: Reporting Fraud, Waste or Abuse