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Lock Extension Fee Waiver

Many of our partners have expressed concerns about potential delays to loan closings due to COVID-19. Accordingly, Virginia Housing is implementing flexibilities to our lock extension policy during these unprecedented times.

In order to relieve any possible financial strain on borrowers, effective immediately, Virginia Housing will absorb the cost of lock extension fees in accordance with the Origination Guide for transactions delayed due to the pandemic. Lenders are required to upload a lock change request with comments detailing the reason for the delayed closing as COVID-19. Upon approval, lenders will receive a loan lock confirmation detailing the new expiration date.

For questions or assistance with an extension request, please contact your Business Development Officer.


Frank Webster
Western Region

Gigi Houchins
Eastern Region

Dan Kern
Business Development & Training Manager

Joni Moncure
Central Region

Regina Pinkney
Northern Region

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