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Updated Income Limits and Spanish-Speaking Loan Officers

March 17, 2005

To: VHDA Originating Lenders

Updated Income Limits

VHDA is pleased to announce updated Income Limits for all First-time Homebuyer Bond Programs and Flexible Alternative Loan Programs. These limits are based on federal income limits recently released by HUD. Unless identified separately on the Sales Price/Income Limits chart, all areas fall under the "Statewide" limit. Many areas that were added to MSAs have not yet been updated in HUD's Median Income Limits and therefore are displayed separately within the specific MSA. Most areas realized a modest increase, however, some areas remained unchanged.

The new limits are now available on and the new Sales Price/Income Limits Chart may also be printed.

All limits are effective immediately.

Spanish Speaking Loan Officers

In preparation for our increased effort to serve the growing Virginia Hispanic population, we are in the process of compiling a list of all loan officers who offer VHDA financing and are fluent in Spanish.

Please e-mail us at by March 23rd with the name, telephone number, branch location and e-mail address of Spanish-speaking loan officers in your office(s) who would like to participate in this initiative.

Contact Us

Homeownership Program Department

Toll free: 800-227-8432
Local: 804-783-6725
Homeownership Staff Directory

Customer Service

Toll Free: 877-VHDA-123
Local: 804-782-1986


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In Virginia: 711
Toll Free: 800-828-1140


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Phone: 804-915-3146
Website: Reporting Fraud, Waste or Abuse