Interested in Becoming a Participating Lender? To be approved as a Mortgage Credit Certificate (MCC) Participating Lender, you must meet certain qualifications that include authorization to do business in Virginia and have the funding capacity to close and fund all mortgage loans for which you will originate Mortgage Credit Certificates. Participant Lender Requirements are on our website. You must also complete an application for qualification.
Questions about the MCC Program? To speak with an MCC expert, please contact MCC Loan Program Manager Michelle Hatchett at 804-343-5750 or email mccinfo@VHDA.com
Already a VHDA Participating Lender? Current VHDA lenders in good standing may participate in the Mortgage Credit Certificate Program by executing a Mortgage Credit Certificate Addendum to the Originating Lender Agreement. MCC requirements for approved lenders are on our website.