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Virginia Housing Mortgage Credit Certificates

 

VHDA Mortgage Credit Certificates

Virginia Housing’s Mortgage Credit Certificate (MCC) program is available to lenders throughout the Commonwealth of Virginia who have a physical presence in the state as well as the ability to close and fund their own loans. They must also meet the requirements listed in the MCC Program Guide at the bottom of this page.

Virginia Housing Approved Lenders
For those lenders already approved to offer Virginia Housing products, please complete the MCC participation agreement for Virginia Housing Approved Lenders and any documents that state "all lenders".

Non-Virginia Housing Approved Lenders
For those lenders who are not approved with Virginia Housing and simply want to offer the MCC program, please complete the Qualification Application, Participation Agreement for Non-Virginia Housing Approved Lenders, and any documents that state "all lenders".

Questions about the MCC Program?
To speak with an MCC expert, please contact mccinfo@virginiahousing.com or Michelle Hatchett at 804-343-5750.

   MCC Lender View MCC Lender List

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Homeownership Program Department

Toll free: 800-227-8432
Local: 804-783-6725
Homeownership Originations Contact Information


Customer Service

Toll Free: 877-VHDA-123
Local: 804-782-1986

 

Virginia Relay

In Virginia: 711
Toll Free: 800-828-1140

 

Virginia Housing Fraud, Waste or Abuse Hotline

Phone: 804-915-3146
Email: InternalAudit@vhda.com
Website: Reporting Fraud, Waste or Abuse