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Virginia Housing Mortgage Credit Certificates


VHDA Mortgage Credit Certificates

Virginia Housing’s Mortgage Credit Certificate (MCC) program is available to lenders throughout the Commonwealth of Virginia who have a physical presence in the state as well as the ability to close and fund their own loans. They must also meet the requirements listed in the MCC Program Guide at the bottom of this page.

Virginia Housing Approved Lenders
For those lenders already approved to offer Virginia Housing products, please complete the MCC participation agreement for Virginia Housing Approved Lenders and any documents that state "all lenders".

Non-Virginia Housing Approved Lenders
For those lenders who are not approved with Virginia Housing and simply want to offer the MCC program, please complete the Qualification Application, Participation Agreement for Non-Virginia Housing Approved Lenders, and any documents that state "all lenders".

Questions about the MCC Program?
To speak with an MCC expert, please contact or Michelle Hatchett at 804-343-5750.

   MCC Lender View MCC Lender List

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