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VHDA Mortgage Credit Certificates - Information for Lenders

VHDA Mortgage Credit Certificates

Interested in Becoming a Participating Lender? To be approved as a Mortgage Credit Certificate Participating Lender, the lender applicant must meet certain qualifications that include authorization to do business in Virginia and have the funding capacity to close and fund all mortgage loans for which it will originate Mortgage Credit Certificates. A list detailing specific requirements can be found here. Lenders that wish to participate must also complete an application for qualification.


Already a VHDA Participating Lender?
Current VHDA lenders in good standing may participate in the Mortgage Credit Certificate Program by executing a Mortgage Credit Certificate Addendum to the Originating Lender Agreement. Click here for specifics about additional requirements.  

 

Mortgage Credit Certificates Forms & Documents (Effective 8/15/2018)

PDF Homebuyer Application and Fact Sheet

PDF VHDA Loan and Mortgage Credit Certificate Programs Disclosure and Borrower Affidavit (Ex E2)

PDF VHDA Seller Affidavit and Acknowledgment (Ex F)

PDF Originating Lenders Submission Cover Letter (Ex O)

PDF Originating Lender's Post Closing Cover Letter (Ex P)

 

Mortgage Credit Certificates Forms & Documents (Prior to 8/15/2018)

PDF Homebuyer Application and Fact Sheet

PDF VHDA Loan and Mortgage Credit Certificate Programs Disclosure and Borrower Affidavit (Ex E2)

PDF VHDA Seller Affidavit and Acknowledgment (Ex F)

PDF Originating Lenders Submission Cover Letter (Ex O)

PDF Originating Lender's Post Closing Cover Letter (Ex P)

 

Additional Forms and Documents

PDF Participation Agreement

PDF Addendum To Participation Approved Lender Agreement

PDF MCC Administrator Contact Form

PDF MCC Systems Access Form

PDF Program Guide

PDF MCC System User Guide

 PDF MCC Program Overview

 

Video Tutorials and Resources

 Page Icon Find out how to set up an MCC with a non VHDA loan

 Page Icon Recapture Tax

 Page Icon Recapture Tax Information and Calculator

 

NOTE: You will need Adobe’s Acrobat Reader (.pdf), and/or Microsoft Office Software in order to view some of the documents on this page.

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Local: 804-783-6725
Homeownership Staff Directory

 

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Local: 804-782-1986

 

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In Virginia: 711
Toll Free: 800-828-1140

 

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Phone: 804-915-3146
Email: InternalAudit@vhda.com
Website: Reporting Fraud, Waste or Abuse