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Educational Resources for You and Your Clients

Mortgage Credit CertificatesFor many first-time homebuyers, a Mortgage Credit Certificate (MCC) from VHDA could boost the tax benefits of owning a home, saving thousands of dollars at tax time. But, it’s important to understand how MCCs work, and the requirements and limitations.

Please use the resources on this page to educate your clients on the ins and outs of MCCs.



MCC Video – Our simple, animated video explains how an MCC from VHDA works.
Feel free to share the link to this video on your website and social media channels.
> Watch the video


Social Media Post – Write your own intro to our MCC video and share it on your social media sites, or simply cut, paste and edit the following sample text. Be sure to enter your own contact info where indicated, and include the link to the video:

If you’re a first-time homebuyer, a Mortgage Credit Certificate (MCC) from VHDA could save you thousands of dollars by reducing the amount of federal income tax you owe. Contact me at 000-000-0000 for information!


MCC Marketing Materials – You can download and print our Home Loan Options booklet to share with your clients. It provides information about all of our programs, including Mortgage Credit Certificates.
> Get the eBook


MCC Webpage – You and your clients can get the latest updates on the MCC program as well as direct links to important details such as VHDA’s sales price and income loan limits.
> Visit the webpage

Contact Us

Homeownership Program Department

Toll free: 800-227-8432
Local: 804-783-6725
Homeownership Staff Directory


Customer Service

Toll Free: 877-VHDA-123
Local: 804-782-1986


Virginia Relay

In Virginia: 711
Toll Free: 800-828-1140


VHDA Fraud, Waste or Abuse Hotline

Phone: 804-915-3146
Website: Reporting Fraud, Waste or Abuse