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 VHDA Mortgage Loan Information for Lenders

Loan Information and Guidelines

Loan Information & Guidelines

Originating? Underwriting? Closing? Our lender tools and resources give you everything you need, every step of the way.

Loan Reservation

Interest Rates and Lock-Ins

Learn about VHDA’s New Loan Origination System

Lender Forms and Documents

Lender Forms and Documents

Looking for affidavit, deed of trust, disclosure or other forms and documents? Here’s where to find exactly what you need.

Information for Lenders

Currently, turmoil in the housing and mortgage lending industry is posing significant challenges for first-time homeownership loan programs. However, we're confident that by continuing to work together, we can help overcome public anxiety concerning affordable housing while promoting a variety of housing opportunities throughout the Commonwealth.

Here's where you’ll find all the comprehensive online information that you need on a day-by-day basis about VHDA mortgage loan programs, including originating guidelines.

Updates and Announcements



Upcoming Classes & Events


Contact Us

Homeownership Program Department

Toll free: 800-227-8432
Local: 804-783-6725
Homeownership Staff Directory

Customer Service

Toll Free: 877-VHDA-123
Local: 804-782-1986


Virginia Relay

In Virginia: 711
Toll Free: 800-828-1140


VHDA Fraud, Waste or Abuse Hotline

Phone: 804-915-3146
Website: Reporting Fraud, Waste or Abuse