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Loan Information and Guidelines

Program Guidelines
Conventional 30 Year Fixed Rate Program
    Virginia Housing Conventional Program Guidelines
    Virginia Housing Conventional No MI Program Guidelines
Government 30 Year Fixed Rate Program
    FHA Program Guidelines
    VA (Veterans Affairs) Program Guidelines
    RHS (Rural Housing Service) Program Guidelines
    FHA Streamline Refinance Program Guidelines
    VA Interest Rate Reduction Refinance Program Guidelines
Virginia Housing Special Programs
    Plus Second Mortgage Program Guidelines
    Down Payment Assistance (DPA) Grant  Program Guidelines
    Closing Cost Assistance (CCA) Grant Program Guidelines
    Mortgage Credit Certificate (MCC) Program Guidelines
    Sponsoring Partnerships & Revitalizing Communities (SPARC)  Program Guidelines


Reference Material

PDF Origination Guide

PDF Virginia Housing FAQs

PDF First Mortgage Program Matrix

PDF Specialty Program Matrix

PDF Household Income Matrix

Discontinued Loan Programs Discontinued Loan Programs


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Contact Us

Homeownership Program Department

Toll free: 800-227-8432
Local: 804-783-6725
Homeownership Originations Contact Information

Customer Service

Toll Free: 877-VHDA-123
Local: 804-782-1986


Virginia Relay

In Virginia: 711
Toll Free: 800-828-1140


Virginia Housing Fraud, Waste or Abuse Hotline

Phone: 804-915-3146
Website: Reporting Fraud, Waste or Abuse