Helping Virginians Attain Quality, Affordable Housing

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Loan Information and Guidelines

	Program Guidelines
Conventional 30 Year Fixed Rate Program
Fannie Mae HFA Preferred No MI	Program Guidelines
Fannie Mae HFA Preferred with Reduced MI	Program Guidelines
Government 30 Year Fixed Rate Program
FHA	Program Guidelines
VA (Veterans Affairs)	Program Guidelines
RHS (Rural Housing Service)	Program Guidelines
FHA Streamline Refinance	Program Guidelines
VA Interest Rate Reduction Refinance	Program Guidelines
VHDA Special Programs
Plus Second Mortgage	Program Guidelines
Down Payment Assistance (DPA) Grant	Program Guidelines
Closing Cost Assistance (CCA) Grant	Program Guidelines
Mortgage Credit Certificate (MCC)	Program Guidelines
Sponsoring Partnerships & Revitalizing Communities (SPARC)	Program Guidelines

Reference Material

PDF Origination Guide

PDF First Mortgage Program Matrix

PDF Specialty Program Matrix

PDF Household Income Matrix

Discontinued Loan Programs

NOTE: You will need Adobe’s Acrobat Reader (.pdf), and/or Microsoft Office Software in order to view some of the documents on this page.

Contact Us

Homeownership Program Department

Toll free: 800-227-8432
Local: 804-783-6725
Homeownership Staff Directory

Homeownership Program Department

Toll free: 800-227-8432
Local: 804-783-6725
Homeownership Staff Directory

Customer Service

Toll Free: 877-VHDA-123
Local: 804-782-1986

Virginia Relay

In Virginia: 711
Toll Free: 800-828-1140

VHDA Fraud, Waste or Abuse Hotline

Phone: 804-915-3146
Email: InternalAudit@vhda.com
Website: Reporting Fraud, Waste or Abuse

Customer Service

Toll Free: 877-VHDA-123
Local: 804-782-1986

Virginia Relay

In Virginia: 711
Toll Free: 800-828-1140

VHDA Fraud, Waste or Abuse Hotline

Phone: 804-915-3146
Email: InternalAudit@vhda.com
Website: Reporting Fraud, Waste or Abuse