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Loan Information and Guidelines


 
Program Guidelines
Conventional 30 Year Fixed Rate Program
    Fannie Mae HFA Preferred No MI Program Guidelines
    Fannie Mae HFA Preferred with Reduced MI  Program Guidelines
Government 30 Year Fixed Rate Program
    FHA Program Guidelines
    VA (Veterans Affairs) Program Guidelines
    RHS (Rural Housing Service) Program Guidelines
    FHA Streamline Refinance Program Guidelines
    VA Interest Rate Reduction Refinance Program Guidelines
Virginia Housing Special Programs
    Plus Second Mortgage Program Guidelines
    Down Payment Assistance (DPA) Grant  Program Guidelines
    Closing Cost Assistance (CCA) Grant Program Guidelines
    Mortgage Credit Certificate (MCC) Program Guidelines
    Sponsoring Partnerships & Revitalizing Communities (SPARC)  Program Guidelines

  

Reference Material

PDF Origination Guide

PDF Virginia Housing FAQs

PDF First Mortgage Program Matrix

PDF Specialty Program Matrix

PDF Household Income Matrix

Discontinued Loan Programs Discontinued Loan Programs

 

NOTE: You will need Adobe’s Acrobat Reader (.pdf), and/or Microsoft Office Software in order to view some of the documents on this page.

Contact Us

Homeownership Program Department

Toll free: 800-227-8432
Local: 804-783-6725
Homeownership Staff Directory

Customer Service

Toll Free: 877-VHDA-123
Local: 804-782-1986

 

Virginia Relay

In Virginia: 711
Toll Free: 800-828-1140

 

Virginia Housing Fraud, Waste or Abuse Hotline

Phone: 804-915-3146
Email: InternalAudit@vhda.com
Website: Reporting Fraud, Waste or Abuse