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Loan Information and Guidelines


 
Program Guidelines Prior to 8/15/2018
Program Guidelines Effective 8/15/2018
Conventional 30 Year Fixed Rate Program
    Fannie Mae HFA Preferred No MIProgram GuidelinesProgram Guidelines NEW!
    Fannie Mae HFA Preferred with Reduced MI Program GuidelinesProgram Guidelines NEW!
Government 30 Year Fixed Rate Program
    FHAProgram GuidelinesProgram Guidelines NEW!
    FHA Plus (Discontinued Effective 8/15/2018)Program Guidelines 
    VA (Veterans Affairs)Program GuidelinesProgram Guidelines NEW!
    RHS (Rural Housing Service)Program GuidelinesProgram Guidelines NEW!
    FHA Streamline RefinanceProgram GuidelinesProgram Guidelines NEW!
    VA Interest Rate Reduction RefinanceProgram GuidelinesProgram Guidelines NEW!
VHDA Special Programs
    Mortgage Credit Certificate (MCC)Program GuidelinesProgram Guidelines NEW!
    Down Payment Assistance Grant Program GuidelinesProgram Guidelines NEW!
    Plus Second Mortgage Program Guidelines NEW!
    Community Homeownership Revitalization     Program (CHR) Program GuidelinesProgram Guidelines NEW!

  

 

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Contact Us

Homeownership Program Department

Toll free: 800-227-8432
Local: 804-783-6725
Homeownership Staff Directory


Customer Service

Toll Free: 877-VHDA-123
Local: 804-782-1986

 

Virginia Relay

In Virginia: 711
Toll Free: 800-828-1140

 

VHDA Fraud, Waste or Abuse Hotline

Phone: 804-915-3146
Email: InternalAudit@vhda.com
Website: Reporting Fraud, Waste or Abuse