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Loan Information and Guidelines

Program Guidelines
Conventional 30 Year Fixed Rate Program
    Fannie Mae HFA Preferred No MI Program Guidelines
    Fannie Mae HFA Preferred with Reduced MI  Program Guidelines
Government 30 Year Fixed Rate Program
    FHA Program Guidelines
    VA (Veterans Affairs) Program Guidelines
    RHS (Rural Housing Service) Program Guidelines
    FHA Streamline Refinance Program Guidelines
    VA Interest Rate Reduction Refinance Program Guidelines
VHDA Special Programs
    Plus Second Mortgage  Program Guidelines
    Down Payment Assistance (DPA) Grant  Program Guidelines
    Closing Cost Assistance (CCA) Grant Program Guidelines NEW!
    Mortgage Credit Certificate (MCC) Program Guidelines
    Community Homeownership Revitalization Program (CHR)  Program Guidelines



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Contact Us

Homeownership Program Department

Toll free: 800-227-8432
Local: 804-783-6725
Homeownership Staff Directory

Customer Service

Toll Free: 877-VHDA-123
Local: 804-782-1986


Virginia Relay

In Virginia: 711
Toll Free: 800-828-1140


VHDA Fraud, Waste or Abuse Hotline

Phone: 804-915-3146
Website: Reporting Fraud, Waste or Abuse