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Lender Forms and Documents

To give you the time and cost savings of digital processes, all the forms and documents you need for originating, underwriting and closing Virginia Housing single family mortgage loans are available in electronic format.

These documents are only intended for use in connection with a Virginia Housing loan. Any other use is prohibited, as is altering these documents in any way. Alteration is a violation of the terms of the Originating Agent Agreement and may result in loan repurchase.

Required for the Following Virginia Housing Loan Programs:

Conventional / FHA Fixed / FHA Plus / VA / Rural Housing

  
  
  
VHDA-Ex-E2-Form.pdfPrograms Disclosure and Borrower Affidavit (Ex E)8/6/2020
VHDA-Seller-Affidavit.pdfSeller Affidavit and Acknowledgment (Ex F) 8/6/2020
Originating-Lenders-Submission-Cover-Letter-Ex-O.pdfOriginating Lender's Submission Cover Letter (Ex O)8/6/2020
Business-Use-Home-Cert.pdfBusiness Use of Home Certification8/19/2020
VHDA-Underwriting-Submission-Checklist.pdfUnderwriting Submission Checklist9/9/2020
Originating-Lender-Post-Closing-Cover-Letter-Ex-P.pdfOriginating Lender’s Post Closing Cover Letter (Ex P)8/6/2020
VHDA-Loan-Stacking.pdfLoan Stacking Form (submission of closing package)8/19/2020
VHDA-Plus-Loan-Stacking.pdfPlus Second Mortgage Loan Stacking Form (submission of closing package) (Plus Second Loan Only)8/19/2020
VHDA-Document-Transmittal.pdfVirginia Housing Document Transmittal9/24/2020
Notice-Servicing-Transfer.pdfNotice of Servicing Transfer (Hello-Goodbye)1/19/2015
Affordable-Housing-Progr-Sec-Fin-Cert.pdfAffordable Housing Programs & Secondary Financing Certification (Ex LL)8/6/2020
Compliance-Agreement.pdfCompliance Agreement (Ex CA)8/6/2020

 

MCC Forms

  
  
  
MCC-Borrower-App-FactSheet.pdfMCC Homebuyer Application and Fact Sheet8/6/2020
VHDA-Ex-E2-Form.pdfPrograms Disclosure and Borrower Affidavit (Ex E)8/6/2020
VHDA-Seller-Affidavit.pdfSeller Affidavit and Acknowledgment (Ex F) 8/6/2020
Originating-Lenders-Submission-Cover-Letter-Ex-O.pdfOriginating Lender's Submission Cover Letter (Ex O)8/6/2020
Originating-Lender-Post-Closing-Cover-Letter-Ex-P.pdfOriginating Lender’s Post Closing Cover Letter (Ex P)8/6/2020
Business-Use-Home-Cert.pdfBusiness Use of Home Certification8/19/2020

 

Virginia Housing FHA Streamline or Virginia Housing VA IRRRL

  
  
  
Plus-Sec-Mortg-Subordination.pdfRequest for Plus Second Mortgage Subordination (Refi)8/19/2020
VHDAInc-CertVHDA-FHA-VA-Streamline-Refi.pdfIncome Certification for FHA and VA Streamline Refinance8/19/2020

 

Recapture Documents

  
  
  
Summary-Recapture-Requirements.pdfSummary of Recapture Requirements (Ex Z)9/24/2020
Federal-Income-Limits-Table.pdfFederal Income Limits Table VA (Ex Z)8/24/2020

More Information

 

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NOTE: You will need Adobe’s Acrobat Reader (.pdf), and/or Microsoft Office Software in order to view some of the documents on this page.

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Homeownership Program Department

Toll free: 800-227-8432
Local: 804-783-6725
Homeownership Staff Directory


Customer Service

Toll Free: 877-VHDA-123
Local: 804-782-1986

 

Virginia Relay

In Virginia: 711
Toll Free: 800-828-1140

 

Virginia Housing Fraud, Waste or Abuse Hotline

Phone: 804-915-3146
Email: InternalAudit@vhda.com
Website: Reporting Fraud, Waste or Abuse