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Lender Forms and Documents

To give you the time and cost savings of digital processes, all the forms and documents you need for originating, underwriting and closing Virginia Housing single family mortgage loans are available in electronic format.

These documents are only intended for use in connection with a Virginia Housing loan. Any other use is prohibited, as is altering these documents in any way. Alteration is a violation of the terms of the Originating Agent Agreement and may result in loan repurchase.

Required for the Following Virginia Housing Loan Programs:

Fannie Mae / FHA Fixed / FHA Plus / VA / Rural Housing

  
  
  
VHDA-Ex-E2-Form.pdfLoan Programs Disclosure and Borrower Affidavit (Ex E)8/6/2020
VHDA-Seller-Affidavit.pdfSeller Affidavit and Acknowledgment (Ex F) 8/6/2020
Originating-Lenders-Submission-Cover-Letter-Ex-O.pdfOriginating Lender's Submission Cover Letter (Ex O)8/6/2020
Business-Use-Home-Cert.pdfBusiness Use of Home Certification3/31/2017
VHDA-Underwriting-Submission-Checklist.pdfUnderwriting Submission Checklist11/1/2019
Originating-Lender-Post-Closing-Cover-Letter-Ex-P.pdfOriginating Lender’s Post Closing Cover Letter (Ex P)8/6/2020
VHDA-Loan-Stacking.pdfVirginia Housing Loan Stacking Form (submission of closing package)9/5/2019
VHDA-Plus-Loan-Stacking.pdfVirginia Housing Plus Loan Stacking Form (submission of closing package) (Plus Second Loan Only)9/5/2019
VHDA-Document-Transmittal.pdfVirginia Housing Document Transmittal1/1/2014
Notice-Servicing-Transfer.pdfNotice of Servicing Transfer (Hello-Goodbye)1/19/2015
Affordable-Housing-Progr-Sec-Fin-Cert.pdfAffordable Housing Programs & Secondary Financing Certification (Ex LL)8/6/2020
Compliance-Agreement.pdfCompliance Agreement (Ex CA)8/6/2020

 

MCC Forms

  
  
  
MCC-Borrower-App-FactSheet.pdfMCC Homebuyer Application and Fact Sheet8/6/2020
VHDA-Ex-E2-Form.pdfLoan Programs Disclosure and Borrower Affidavit (Ex E)8/6/2020
VHDA-Seller-Affidavit.pdfSeller Affidavit and Acknowledgment (Ex F) 8/6/2020
Originating-Lenders-Submission-Cover-Letter-Ex-O.pdfOriginating Lender's Submission Cover Letter (Ex O)8/6/2020
Originating-Lender-Post-Closing-Cover-Letter-Ex-P.pdfOriginating Lender’s Post Closing Cover Letter (Ex P)8/6/2020
Business-Use-Home-Cert.pdfBusiness Use of Home Certification3/31/2017

 

Virginia Housing FHA Streamline or Virginia Housing VA IRRRL

  
  
  
VHDAInc-CertVHDA-FHA-VA-Streamline-Refi.pdfVirginia Housing Income Certification for VHDA FHA-VA Streamline Refinance9/5/2019
Plus-Sec-Mortg-Subordination.pdfRequest for Plus Second Mortgage Subordination (Refi)4/30/2019

 

Recapture Documents

  
  
  
Federal-Income-Limits-Table.pdfFederal Income Limits Table VA (Ex Z)9/5/2019
Summary-Recapture-Requirements.pdfSummary of Recapture Requirements (Ex Z)10/1/2010

More Information

 

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NOTE: You will need Adobe’s Acrobat Reader (.pdf), and/or Microsoft Office Software in order to view some of the documents on this page.

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Toll Free: 877-VHDA-123
Local: 804-782-1986

 

Virginia Relay

In Virginia: 711
Toll Free: 800-828-1140

 

Virginia Housing Fraud, Waste or Abuse Hotline

Phone: 804-915-3146
Email: InternalAudit@vhda.com
Website: Reporting Fraud, Waste or Abuse