HOMEBUYER LOAN RATES

Fixed	3.250%	3.408% APR
FHA Plus	3.500%	3.660% APR

Federal Targeted Area Limits

Last Updated:05/21/2012

Click on a column header for sorting.

Area/Jurisdiction	Gross Household Income 2 or Fewer Persons	Gross Household Income 3 or More Persons	Sales Price/Loan Limits New & Existing Construction	Targeted Area Status
Accomack County	$86,400.00	$100,800.00	$275,200.00	No Targeted Areas
Albemarle County	$87,400.00	$101,200.00	$359,200.00	Partially Targeted
Alexandria City	$120,900.00	$140,000.00	$498,800.00	Partially Targeted
Alleghany County	$86,400.00	$100,800.00	$275,200.00	No Targeted Areas
Amelia County	$86,400.00	$100,800.00	$352,600.00	No Targeted Areas
Amherst County	$86,400.00	$100,800.00	$275,200.00	Partially Targeted
Appomattox County	$86,400.00	$100,800.00	$275,200.00	No Targeted Areas
Arlington County	$120,900.00	$140,000.00	$498,800.00	Partially Targeted
Augusta County	$86,400.00	$100,800.00	$275,200.00	No Targeted Areas
Bath County	$86,400.00	$100,800.00	$275,200.00	No Targeted Areas
Bedford City	$86,400.00	$100,800.00	$275,200.00	No Targeted Areas
Bedford County	$86,400.00	$100,800.00	$275,200.00	No Targeted Areas
Bland County	$86,400.00	$100,800.00	$275,200.00	No Targeted Areas
Botetourt County	$86,400.00	$100,800.00	$275,220.00	No Targeted Areas
Bristol City	$86,400.00	$100,800.00	$275,200.00	Partially Targeted
Brunswick County	$86,400.00	$100,800.00	$275,200.00	No Targeted Areas
Buchanan County	$86,400.00	$100,800.00	$275,200.00	Completely Targeted
Buckingham County	$86,400.00	$100,800.00	$275,200.00	No Targeted Areas
Buena Vista City	$86,400.00	$100,800.00	$275,200.00	No Targeted Areas
Campbell County	$86,400.00	$100,800.00	$275,200.00	No Targeted Areas
Caroline County	$86,400.00	$100,800.00	$352,600.00	No Targeted Areas
Carroll County	$86,400.00	$100,800.00	$275,200.00	No Targeted Areas
Charles City County	$86,400.00	$100,800.00	$352,600.00	No Targeted Areas
Charlotte County	$86,400.00	$100,800.00	$275,200.00	No Targeted Areas
Charlottesville City	$87,400.00	$101,200.00	$359,200.00	Partially Targeted
Chesapeake City	$86,400.00	$100,800.00	$431,063.00	Partially Targeted
Chesterfield County	$86,400.00	$100,800.00	$352,600.00	Partially Targeted
Clarke County	$120,900.00	$140,000.00	$498,800.00	No Targeted Areas
Colonial Heights City	$86,400.00	$100,800.00	$352,600.00	No Targeted Areas
Craig County	$86,400.00	$100,800.00	$275,220.00	No Targeted Areas
Culpeper County	$86,400.00	$100,800.00	$399,100.00	No Targeted Areas
Cumberland County	$86,400.00	$100,800.00	$352,600.00	No Targeted Areas
Danville City	$86,400.00	$100,800.00	$275,200.00	Partially Targeted
Dickenson County	$86,400.00	$100,800.00	$275,200.00	Completely Targeted
Dinwiddie County	$86,400.00	$100,800.00	$352,600.00	No Targeted Areas
Emporia City	$86,400.00	$100,800.00	$275,200.00	No Targeted Areas
Essex County	$86,400.00	$100,800.00	$275,200.00	No Targeted Areas
Fairfax City	$120,900.00	$140,000.00	$498,800.00	No Targeted Areas
Fairfax County	$120,900.00	$140,000.00	$498,800.00	No Targeted Areas
Falls Church City	$120,900.00	$140,000.00	$498,800.00	No Targeted Areas
Fauquier County	$120,900.00	$140,000.00	$498,800.00	No Targeted Areas
Floyd County	$86,400.00	$100,800.00	$275,200.00	No Targeted Areas
Fluvanna County	$87,400.00	$101,200.00	$359,200.00	No Targeted Areas
Franklin City	$86,400.00	$100,800.00	$275,200.00	No Targeted Areas
Franklin County	$86,400.00	$100,800.00	$275,220.00	Partially Targeted
Frederick County	$86,400.00	$100,800.00	$348,315.00	No Targeted Areas
Fredericksburg City	$120,900.00	$140,000.00	$498,800.00	No Targeted Areas
Galax City	$86,400.00	$100,800.00	$275,200.00	No Targeted Areas
Giles County	$86,400.00	$100,800.00	$275,200.00	No Targeted Areas
Gloucester County	$86,400.00	$100,800.00	$431,063.00	No Targeted Areas
Goochland County	$86,400.00	$100,800.00	$352,600.00	No Targeted Areas
Grayson County	$86,400.00	$100,800.00	$275,200.00	No Targeted Areas
Greene County	$87,400.00	$101,200.00	$359,200.00	No Targeted Areas
Greensville County	$86,400.00	$100,800.00	$275,200.00	No Targeted Areas
Halifax County	$86,400.00	$100,800.00	$275,200.00	Partially Targeted
Hampton City	$86,400.00	$100,800.00	$431,063.00	Partially Targeted
Hanover County	$86,400.00	$100,800.00	$352,600.00	No Targeted Areas
Harrisonburg City	$86,400.00	$100,800.00	$275,200.00	No Targeted Areas
Henrico County	$86,400.00	$100,800.00	$352,600.00	Partially Targeted
Henry County	$86,400.00	$100,800.00	$275,200.00	No Targeted Areas
Highland County	$86,400.00	$100,800.00	$275,200.00	No Targeted Areas
Hopewell City	$86,400.00	$100,800.00	$352,600.00	Partially Targeted
Isle of Wight County	$86,400.00	$100,800.00	$431,063.00	No Targeted Areas
James City County	$86,400.00	$100,800.00	$431,063.00	Partially Targeted
King and Queen County	$86,400.00	$100,800.00	$352,600.00	No Targeted Areas
King George County	$92,600.00	$107,300.00	$399,100.00	No Targeted Areas
King William County	$86,400.00	$100,800.00	$352,600.00	No Targeted Areas
Lancaster County	$86,400.00	$100,800.00	$275,200.00	No Targeted Areas
Lee County	$86,400.00	$100,800.00	$275,200.00	Completely Targeted
Lexington City	$86,400.00	$100,800.00	$275,200.00	No Targeted Areas
Loudoun County	$120,900.00	$140,000.00	$498,800.00	No Targeted Areas
Louisa County	$86,400.00	$100,800.00	$352,600.00	No Targeted Areas
Lunenburg County	$86,400.00	$100,800.00	$275,200.00	No Targeted Areas
Lynchburg City	$86,400.00	$100,800.00	$275,200.00	Partially Targeted
Madison County	$86,400.00	$100,800.00	$275,200.00	No Targeted Areas
Manassas City	$120,900.00	$140,000.00	$498,800.00	No Targeted Areas
Manassas Park City	$120,900.00	$140,000.00	$498,800.00	No Targeted Areas
Martinsville City	$86,400.00	$100,800.00	$275,200.00	Partially Targeted
Mathews County	$86,400.00	$100,800.00	$431,063.00	No Targeted Areas
Mecklenburg County	$86,400.00	$100,800.00	$275,200.00	No Targeted Areas
Middlesex County	$86,400.00	$100,800.00	$275,200.00	No Targeted Areas
Montgomery County	$86,400.00	$100,800.00	$275,200.00	No Targeted Areas
Nelson County	$87,400.00	$101,200.00	$359,200.00	No Targeted Areas
New Kent County	$86,400.00	$100,800.00	$352,600.00	No Targeted Areas
Newport News City	$86,400.00	$100,800.00	$431,063.00	Partially Targeted
Norfolk City	$86,400.00	$100,800.00	$431,063.00	Partially Targeted
Northampton County	$86,400.00	$100,800.00	$275,200.00	No Targeted Areas
Northumberland County	$86,400.00	$100,800.00	$275,200.00	No Targeted Areas
Norton City	$86,400.00	$100,800.00	$275,200.00	Completely Targeted
Nottoway County	$86,400.00	$100,800.00	$275,200.00	No Targeted Areas
Orange County	$86,400.00	$100,800.00	$275,200.00	No Targeted Areas
Page County	$86,400.00	$100,800.00	$275,200.00	No Targeted Areas
Patrick County	$86,400.00	$100,800.00	$275,200.00	No Targeted Areas
Petersburg City	$86,400.00	$100,800.00	$352,600.00	Partially Targeted
Pittsylvania County	$86,400.00	$100,800.00	$275,200.00	No Targeted Areas
Poquoson City	$86,400.00	$100,800.00	$431,063.00	No Targeted Areas
Portsmouth City	$86,400.00	$100,800.00	$431,063.00	Partially Targeted
Powhatan County	$86,400.00	$100,800.00	$352,600.00	No Targeted Areas
Prince Edward County	$86,400.00	$100,800.00	$275,200.00	No Targeted Areas
Prince George County	$86,400.00	$100,800.00	$352,600.00	No Targeted Areas
Prince William County	$120,900.00	$140,000.00	$498,800.00	Partially Targeted
Pulaski County	$86,400.00	$100,800.00	$275,200.00	No Targeted Areas
Radford City	$86,400.00	$100,800.00	$275,200.00	No Targeted Areas
Rappahannock County	$86,400.00	$100,800.00	$275,200.00	No Targeted Areas
Richmond City	$86,400.00	$100,800.00	$352,600.00	Partially Targeted
Richmond County	$86,400.00	$100,800.00	$275,200.00	No Targeted Areas
Roanoke City	$86,400.00	$100,800.00	$275,220.00	Partially Targeted
Roanoke County	$86,400.00	$100,800.00	$275,220.00	No Targeted Areas
Rockbridge County	$86,400.00	$100,800.00	$275,200.00	No Targeted Areas
Rockingham County	$86,400.00	$100,800.00	$275,200.00	No Targeted Areas
Russell County	$86,400.00	$100,800.00	$275,200.00	Completely Targeted
Salem City	$86,400.00	$100,800.00	$275,220.00	No Targeted Areas
Scott County	$86,400.00	$100,800.00	$275,200.00	Completely Targeted
Shenandoah County	$86,400.00	$100,800.00	$275,200.00	No Targeted Areas
Smyth County	$86,400.00	$100,800.00	$275,200.00	Partially Targeted
Southampton County	$86,400.00	$100,800.00	$275,200.00	No Targeted Areas
Spotsylvania County	$120,900.00	$140,000.00	$498,800.00	No Targeted Areas
Stafford County	$120,900.00	$140,000.00	$498,800.00	No Targeted Areas
Staunton City	$86,400.00	$100,800.00	$275,200.00	No Targeted Areas
Suffolk City	$86,400.00	$100,800.00	$431,063.00	Partially Targeted
Surry County	$86,400.00	$100,800.00	$431,063.00	No Targeted Areas
Sussex County	$86,400.00	$100,800.00	$352,600.00	No Targeted Areas
Tazewell County	$86,400.00	$100,800.00	$275,200.00	Completely Targeted
Virginia Beach City	$86,400.00	$100,800.00	$431,063.00	Partially Targeted
Warren County	$86,400.00	$100,800.00	$498,800.00	No Targeted Areas
Washington County	$86,400.00	$100,800.00	$275,200.00	No Targeted Areas
Waynesboro City	$86,400.00	$100,800.00	$275,200.00	Partially Targeted
Westmoreland County	$86,400.00	$100,800.00	$275,200.00	No Targeted Areas
Williamsburg City	$86,400.00	$100,800.00	$431,063.00	No Targeted Areas
Winchester City	$86,400.00	$100,800.00	$348,315.00	No Targeted Areas
Wise County	$86,400.00	$100,800.00	$275,200.00	Completely Targeted
Wythe County	$86,400.00	$100,800.00	$275,200.00	No Targeted Areas
York County	$86,400.00	$100,800.00	$431,063.00	Partially Targeted

The Geographic Look-up and Targeted Area Search tool are provided as a convenience to visitors of VHDA's web site. Accuracy of the results is not guaranteed.