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Fixed Rate 4.625% 4.796% APR
FHA Plus 4.875% 5.049% APR
Homebuyer Tax Credit Plus First 4.875% 5.049% APR
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Homeownership Education 

Are you thinking about buying a home, but not sure where to start, especially in challenging economic Homeownership Education Phototimes? Need real answers about homeownership? VHDA's free First-time Homebuyer Class can help.

In one day of training, you'll learn the entire homebuying process from start to finish, and how to stay on track as a responsible homeowner.

The class is offered in English or Spanish, in person or online. And it's free, with no obligation.

Homebuyer Options

Although online classes are available, some loan programs, such as SPARC (Sponsoring Partnerships and Revitalizing Communities) and NSP (Neighborhood Stabilization Program), require classroom training. Classroom training offers the added benefits of interactive discussion with industry experts who can answer any questions and help you create a spending plan.

Be sure to contact the organization offering the loan program you're interested in to determine the specific homeownership education qualification requirements.

 

NOTE: You will need Adobe’s Acrobat Reader (.pdf), Microsoft Word Viewer (.doc), Microsoft Power Point Viewer (.ppt), or Microsoft Excel Viewer (.xls) in order to view some of the documents on this page.

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Contact Us

Homebuyer Department

Toll Free:800-227-8432
Local: 804-783-6725
sfweb@vhda.com

Homeownership Education

homeownershipeducation@vhda.com

Customer Service

Toll free: 877-VHDA-123
Local: 804-782-1986
Or Contact VHDA Online