FOR IMMEDIATE RELEASE 
December 28, 2001

CONTACT, Katie O'Rourke
804-343-5520 / cell: 804-840-7286
katie.orourke@vhda.com

VHDA To Consider Amending Single Family Home Financing Regulation

            The Virginia Housing Development Authority, in partnership with the state Department of Housing and Community Development, recently completed a comprehensive, nine-month study of housing needs across the state. The Statewide Housing Needs Assessment, which included input from nine regional meetings with Virginia citizens, was undertaken to identify key housing issues and needs in rural, suburban and urban areas throughout the state.

            One of the outcomes of the study indicated that certain populations are underserved in the current housing market, including special needs populations, single heads of households, and numerous other low- and moderate-income homebuyers.These groups would benefit from the ability to pool their financial resources to purchase a home.

            Based on the Housing Needs Assessment, and feedback from VHDA’s business partners including realtors, mortgage bankers and housing advocacy groups, the VHDA Board of Commissioners is considering amending its Single Family Loan Program Regulation which currently restricts the joint purchase of a home to persons related by blood, birth, marriage or custodial guardianship.

            “The Housing Needs Assessment shows there are three-quarters of a million Virginians between the ages of 60-85, many of whom do not own their own homes because they are on fixed incomes,” said Susan Dewey, executive director of VHDA.

            “There are also almost 1 million persons with disabilities, most of whom do not own their own homes, because they are restricted by fixed, limited incomes. These persons cannot currently pool their limited income to obtain a low-interest VHDA loan because they are not related by blood or birth,” said Dewey.

            “There are many single heads of households who are renting because they are restricted, due to the current regulation, from combining resources for homeownership with another single head of household. The same applies for those with special needs including the disabled. Under the change being considered by the VHDA Board of Commissioners, these populations will have the opportunity to obtain low-interest VHDA home financing,” said Dewey.

            VHDA will hold a public hearing to obtain comments from interested parties prior to final consideration of the regulation change by the VHDA Board. The hearing is scheduled for 10:00 a.m. on Thursday, January 3, 2002, at VHDA headquarters at 601 S. Belvidere St., Richmond.

            The Virginia Housing Development Authority is Virginia’s state housing finance agency. VHDA is self-supporting. VHDA issues bonds to raise private capital to provide low-interest rate home loans and other home loan financing alternatives to Virginians seeking safe, decent, affordable housing.