HOMEBUYER LOAN RATES

Fixed	3.250%	3.408% APR
FHA Plus	3.500%	3.660% APR

Participating Mortgage Bankers

Below are the mortgage bankers approved to submit loan applications for VHDA's Conventional Loan program.

Company Name	Contact Information	Address
Franklin Federal Savings Bank	David A. Howard Phone: 804-249-2285 Cell: 804-512-1663 Fax: 804-967-7040 DHoward@franklinfederal.com	4501 Cox Road Glen Allen, VA 23060
Astoria, LLC	Ryne Johnson Phone: 804-320-0585 Rynejohnson@Astoriallc.com	3450 Lady Marian Court Midlothian, VA 23223
Atlantic Mortgage & Investment Company	Russell G. Hanson, Jr. Phone: 757-818-1455 Fax: 757-424-1369 hansonr@cox.net	237 Hanbury Road East Suite 17-325 Chesapeake, VA 23322
Bank of America	Phone: 757-631-2401	2901 S. Lynnhaven Road Virginia Beach, VA 23452
Berkadia Commercial Mortgage	David Blake Phone: 804-343-2358 Fax: 804-644-8126 David.Blake@berkadia.com Don Marshall Phone: 804-780-9207 Fax: 804-644-8126 Don.Marshall@berkadia.com Geoffrey McVeigh Phone: 804-780-9208 Fax: 804-644-8126 Geoff.McVeigh@berkadia.com John Reed Phone: 804-780-9210 Fax: 804-644-8126 John.Reed@berkadia.com	707 E. Main Street Suite 1300 Richmond, VA 23219-3310
Bluestone Capital Advisors, LLC	Willam Park Phone: 434-979-2900 wpark@pinnacleconstructionva.com	1821 Avon Street, Suite 200 Charlottesville, VA 22902
City Mortgage Corporation	Eugene C. Cook Phone: 703-743-5700 Fax: 703-743-5706 citymortgage@usa.net	6763 Arthur Hills Drive, Gainesville, VA 20155-3102
Dise & Associates	James T. Dise Phone: 804-453-4974 Fax: 804-453-4982 jimdise@gmail.com	186 Hammack Lane Reedville, VA 22539
First Community Bank, N.A.	Brad Partrea Phone: 804-237-7382 Fax: 804-237-7372 rbpartrea@fcbinc.com	4191 Innslake Drive, Suite 200 Glen Allen, VA 23060
Grandbridge Real Estate Capital, LLC	Victor Pickett Phone: 757-625-8181 Fax: 757-623-9752 vpickett@gbrecap.com Don Esinhart desinhart@gbrecap.com	999 Waterside Drive Suite 2210 Norfolk, VA 23510
Hanson Real Estate, LLC	David G. Hanson Phone: 757-567-5656 Fax: 757-410-9181 dghanson@cox.net	237 Hanbury Road East Suite 17-325 Chesapeake, VA 23322
John B. Levy & Company, Inc.	John B. Levy Phone: 804-644-2000, ext. 237 Fax: 804-644-2022 jlevy@jblevyco.com	830 East Main Street, Suite 2100 Richmond, VA 23219
Kasper Mortgage Capital	Mr. Thomas A. Kasper Mr. Robert E. Kasper Phone: 804-285-3900 Fax: 804-285-3977 tom@kmctaxcredits.com rob@kmctaxcredits.com	1508 Willow Lawn Drive, Suite 121 Richmond, VA 23230
Love Funding Corporation	Laura Saull-Smith Phone: 202-887-8475 Fax: 202-887-5286 laura@lovefunding.com	1250 Connecticut Avenue,NW Suite 550 Washington, DC 20036
Multifamily Mortgage Lending, LLC	Carl L. Hardee Phone: 757-499-8038, ext 313 Fax: 757-499-9414 chardee@lawsoncompanies.com	373 Edwin Drive Virginia Beach, VA 23462
NAI Harvey Lindsay Commerical Real Estate	George Vick, III Phone: 757-640-9465 Fax: 757-640-8213 georgevick@harveylindsay.com	999 Waterside Drive, Suite 1400 Norfolk, VA 23510
Northforty Mortgage Corporation	Elizabeth Byrd Phone: 804-784-9048 Fax: 804-784-9049 embyrd@usa.com	P.O. Box 91 Manakin Sabot, VA 23103
Regions Bank	Barry Musselman Phone: 804-225-1112 Fax: 804-225-1184 barry.musselman@regions.com	951 East Byrd Street Richmond, VA 27602
Ronald C. Evans & Associates, Inc.	Ronald C. Evans Phone: 804-249-3230, ext.106 Fax: 804-330-7608 ron.evans@rcevansmanagement.com	901 Moorefield Park Drive Suite 101 Richmond, VA 23236
S.L. Nusbaum Realty Company, Inc.	Thomas Johnston Phone: 757-627-8611 Fax: 757-640-2281 tjohnston@slnusbaum.com	1000 Bank of America Center One Commercial Place Norfolk, VA 23501
Suntrust Bank	D. Keith Wells Phone: 804-343-9131 Fax: 804-782-7986 keith.wells@suntrust.com	919 East Main Street Richmond, VA 23219
Townebank Commercial Mortgage	David Beatty Phone: 757-628-6360 Fax: 757-623-5790 david.beatty@townebank.net	109 E. Main Street Suite 700 Norfolk, VA 23510
Virginia Capital Advisors, Inc.	Charles W. Wilson Phone: 757-220-3147 Fax: 757-220-5746 cwilson@virginiacapitaladvisors.com	1915 Pocahontas Trail Suite B-5 Williamsburg, VA 23185
Virginia Financial Advisors, Inc.	Ronald C. Ripley Phone: 757-473-8575 Fax: 757-473-8902 rripley@ripheat.com	808 Newton Road Virginia Beach, VA 23462
Wachovia Bank	Glen Hatton Phone: 804-697-6735 Fax: 804-697-7079 glen.hatton@wachovia.com	1021 East Cary Street The James Center VA # 9618 Richmond, VA 23219
Wells Fargo Multifamily Capital	Phone: 703-760-4025 Fax: 703-287-0157	Wells Fargo Bank, N.A. 2010 Corporate Ridge, Suite 1000 McLean, VA 22102