In many ways, REACH Virginia is the embodiment of VHDA’s commitment to local housing groups, non-profits, developers and other partner groups working to meet tomorrow’s affordable housing needs.

Our loans are designed to meet the unique requirements of today’s diverse housing markets-from high-cost, high-growth areas to older cities grappling with revitalization to small towns that want to transform their communities while preserving their history.

In addition to our homeownership and rental housing financing, VHDA finances targeted loan programs through our REACH Virginia monies. And, if we can’t offer you the funding you need, we’ll work to identify potential financing from other sources.

The REACH Virginia team’s resource facilitation efforts work to maximize the resources available for Virginia’s priority housing needs and represent VHDA's commitment to subsidized lending programs. These programs provide lower interest rates for strategic lending for both homeownership and multifamily rental programs.

SPARC Multifamily Rental Program
VHDA’s SPARC Multifamily Rental Housing program is a self-insured loan designed to facilitate the construction or acquisition and/or rehabilitation of multifamily rental housing.

Mixed-use/Mixed-income Financing
VHDA's Mixed-use/Mixed-income loan program offers the opportunity to finance the acquisition, construction and/or rehabilitation of developments to promote mixed-income housing.